Santander

About Santander

Santander UK plc, a part of the Santander Group, is a leading financial services provider in the UK, offering a wide range of personal and commercial financial products and services.

Their success is built on a focus on retail and commercial banking. They have consistently delivered strong financial results with increasing profits and revenues that are balanced by strict cost-management and responsible lending. This has enabled them to be the most efficient financial services provider in the UK(1), committed to offering customers the most innovative and best value-for-money products.

Looking ahead, Santander is extremely well-positioned to continue to grow, with expansion focused primarily through organic means, while assessing selected acquisition opportunities as they arise.

In August 2010 they agreed to purchase the parts of the banking businesses of the Royal Bank of Scotland which are carried out through its RBS branches in England and Wales, and by its NatWest branches in Scotland. In addition, they aim to do more business with their 26 million existing customers, rewarding them for their loyalty to Santander.

The combination of Santander UK plc's retail and corporate banking presence is a powerful one: with a distribution capability across more than 1,400 branches and 25

Corporate Business Centres combined with a broadening commercial product range. They are organised into four main business divisions:

Retail Banking: offers residential mortgages, savings products, banking services (including current accounts), and other personal financial products to customers throughout the UK.

Corporate Banking: offers banking services principally to the Small and Medium-sized enterprises (SME) market.

Global Banking & Markets: provides financial markets sales, trading and risk management services to corporate clients in the UK, as well as originating structured products for retail customers.

Private Banking: offers private banking services for retail and corporate clients, and specialist banking services (including onshore and offshore savings accounts, execution-only stockbroking and marketing of structured products).